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Privacy Policy

Last Updated: December 2025

Cashflow Challenge (“Company,” “we,” “us,” or “our”) operates the website https://www.cashflowchallenge.net/ (the “Site”). This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our Site or use our services (“Services”).

By accessing or using the Site, you agree to this Privacy Policy.

1. Information We Collect

We may collect the following types of personal information:

Information You Provide

• Name
• Email address
• Phone number
• Billing and payment details
• Social media links (Instagram, Facebook, etc., if voluntarily submitted)
• Form submissions and onboarding responses

Information Collected Automatically

We may automatically collect:

• IP address
• Device information
• Browser type
• Usage statistics
• Page interactions
• Traffic source and referring URLs

Tracking Technologies Used

• Meta Pixel (for ad performance and retargeting)
• Standard browser cookies
• Session tracking tools
• Conversion APIs

You may disable cookies in your browser settings, but some features may not function properly.

2. How We Use Your Information

We use collected information to:

• Provide, operate, and improve our services
• Respond to customer support requests
• Process payments and deliver digital products
• Send onboarding messages, reminders, and important notifications
• Send marketing and promotional communications (with your consent)
• Analyze website performance and advertising effectiveness
• Build automation workflows through our CRM

3. SMS Messaging & Phone Number Usage (Required for A2P Compliance)

By providing your phone number, you consent to receive SMS messages from Cashflow Challenge related to:

• Account access
• Onboarding and training updates
• Reminders
• Support notifications
• Promotional or marketing messages (if opted in)
• Service alerts and transactional messages

Message frequency may vary. Message and data rates may apply. Your consent to receive text messages is not a condition of purchase.

Opt-Out Instructions

You may opt out at any time by replying:

• STOP — to unsubscribe
• HELP — for assistance

You may also contact us at info@cashflowchallenge.net for help.

We are not responsible for delayed or undelivered messages. Carriers are not liable for message failures.

4. How We Use Phone Numbers

We may use your phone number to:

• Send onboarding instructions
• Deliver login or account information
• Provide course access updates
• Send reminders or follow-ups
• Deliver marketing SMS (if you have opted in)
• Conduct authentication or verification
• Send billing or subscription notices
• Facilitate automated communication sequences

You may unsubscribe any time.

5. GoHighLevel Data Processing Disclosure (Required for GHL Compliance)

We use GoHighLevel (“GHL”) as our CRM and communication platform. GHL may process the following:

• Name
• Email
• Phone number
• Contact record activity
• Form submissions
• Appointment history
• SMS and email logs
• Funnel interactions

GHL assists us in delivering messages, managing support, automating follow-ups, storing user data securely, and running marketing workflows.

GHL does not sell your information and is contractually obligated to protect your data.

6. Sharing of Information

We do not sell your personal information.

We may share your information only with:

• CRM systems (such as GoHighLevel)
• Email and SMS delivery providers
• Payment processors
• Advertising platforms
• Hosting providers
• Legal authorities if required by law

All service providers are required to safeguard your data.

7. Data Security

We use commercially reasonable administrative, technical, and physical safeguards to protect your information. However, no online transmission or storage method is 100% secure. You use the Site at your own risk.

8. Your Privacy Rights

Depending on your location, you may have the right to:

• Access your data
• Request corrections
• Request deletion
• Opt out of marketing communications
• Withdraw consent

To exercise any rights, contact us at info@cashflowchallenge.net.

9. Third-Party Links

Our Site may include links to third-party websites. We are not responsible for their content, privacy practices, or security. We encourage reviewing those sites’ policies before interacting with them.

10. Children’s Privacy

Our Services are not intended for individuals under 16 years of age. We do not knowingly collect information from children under 16. If we learn that we have collected such information, we will delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Changes will be reflected by the “Last Updated” date at the top.

Continued use of the Site after updates constitutes your acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy, contact us at:

Cashflow Challenge
Email: info@cashflowchallenge.net
Location: Minnehaha County, South Dakota